26 août 2013 ~ 0 Commentaire



Have you ever heard of payday loans? Many consumers do not know that they can get a loan in advance of their pay to help them in an event of a financial emergency. Sometimes, it is hard to live paycheck to paycheck. If an emergency comes up such as a car breaking down, an illness, unexpected bills, or other unexpected expenses.

Short term loans are not as expensive as many people think they are. Consumers think that they will be charged huge interest fees for taking out this type of loan but that is not true. Consumers can complete this process either online, by phone, or by going directly to an agency that issues same day loans.

Payday loans are a cash advance for consumers; most advances are for amounts of money between one hundred and two thousand dollars. There is an APR charged that varies by the amount of money loaned and the number of days that the money is going to be loaned for. There is an application process that needs to be completed before the money can be transferred to the applicant’s bank account. The applicant needs to be over the age of eighteen, provide a valid state issued identification card, current pay stub or W-2, current address, bank account number, and their social security number. When this information is reviewed the company that issues the loan will decide whether or not to approve the loan and the amount requested.

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